3 Reasons You Should Automate Customer Payments Immediately

If your  business model includes recurring customers who pay you on a regular basis you should have an automated payment system in place. Not to be confused with automated invoicing, automated payments mean that each month you charge a payment for your services to your customer’s credit or debit card.  In order to do this successfully, you must gather information such as the name on the business card or … [Read more...]

Four Steps To Preparing your 2020 Budget

You may be thinking that 2020’s problems are for another day, that you don’t have to start preparing next  year’s budget just yet. But you should. Planning your budget this far in advance can significantly impact not only your spending, but your ability to save, make large purchases, travel, invest, expand your business and pay your bills on time.  By having a roadmap to project your income and guide your … [Read more...]

Biggest Mistakes Made By Small Business Owners

Launching a small business is no easy task.  There are about a million things that can go right, and just as many that can go wrong.  Having a plan for your success is key to reaching your goals. After all, the saying “He who fails to plan, plans to fail” has been proven true many times. Making these mistakes can interrupt your cash flow, productivity, and ultimately, your ability to meet the needs of … [Read more...]

When Is It Better to Use Cash vs. Credit

Depending on your upbringing, you may have been taught that having a good credit score is the best thing since pants with pockets. On the other hand, you may have been warned that credit is dangerous, and that it is always better to use cash to pay for the things you can afford in the present. Oddly enough, both life lessons can ring true at any given moment. For example, when purchasing a car--the average person … [Read more...]

Don’t Subscribe Your Life Away

These days you can automate almost anything you can think of! Most of life’s conveniences come with mobile apps and automated monthly subscriptions--the really good ones even remember your habits! You can automate your utilities, grocery lists, clothes, shoes, transportation, entertainment and a lot more. It’s a convenience of the modern age that folks from every generation find themselves signing up for. … [Read more...]

International Travel Hacks: Money Edition

Traveling abroad is exciting. Whether you’re traveling by yourself or with friends and family, the opportunity to experience a new culture is becoming more and more available to us.  Flight deals are constantly happening and nontraditional travel agencies are popping up all the time! While it may be easy to start a group text with your friends and collectively book a $200 flight to South Africa for a week of fun … [Read more...]

What to do with Your Kids Birthday Money

Think back to when you hit your birthday milestones.  They often came with some cash gift from your grandparents, aunts, uncles and family friends. A ten dollar bill felt like a million bucks, and a twenty almost blew your mind.  But ultimately, what you did with that money was up to your parents. Some of our parents allowed us to immediately spend the cash by picking out a cool toy or clothes or some … [Read more...]

It May Be a New Year, But You’re Still the Same You

And we say that with love. If we’re all being honest with ourselves, a new year can mean new goals, new plans and a renewed sense of purpose, but rarely does it mean that your personality does a complete 180. It’s just not human nature. That’s not to say you shouldn’t strive to become the best version of yourself, but the key word there is yourself! And hey, you’re awesome! With that being said, you can still … [Read more...]

6 Questions You Should Be Asking Your CPA This Time Of Year

With 2019 fast approaching, it will soon be time to file your taxes for 2018. There are specific, important questions that you should be asking your CPA in preparing for the 2019 Tax Season. Knowing the right questions to ask will not only help your CPA understand your needs, it will also help you to prepare for your specific tax scenario. Now is the best time to ask these questions, because you still have time … [Read more...]

End of the Year Boost for Your Small Business

At the end of year, most small business owners feel one of two ways: they’ve either accomplished their revenue goals and are comfortably “in the black,” or they’ve missed the mark somewhere during the year and are in or close to being “in the red.” If you have found that you are missing your revenue goals for this year, there’s one major thing to keep in mind--the year isn’t over yet! You have time to get your … [Read more...]